People need protection policies for a wide variety of reasons and there are several types of plans to cope with these situations.
In the main, people require life cover or life insurance for their mortgage so that their family and dependants will not be left with a large debt to repay and the possibility of losing the home they enjoy so much. This is also known as death cover.
Families with dependant children will also take out life insurance cover for a lump sum or income to provide for their children in the event of death. This life assurance provides financial support for the surviving parent or guardian so that costs such as child care, school trips, car expenses and further education can be afforded.
The cost of this life cover does not have to be large with appropriate advice and guidance from a financial adviser.
We are not life insurance sales people. There is no compulsion from any lender requiring you to have life cover. What we will do is help you evaluate the most suitable cover for you and find you the right offer.